Mid-Michigan Realtor® - A glimpse at my life.

  When house hunting, there are several key factors to consider to ensure you’re making a sound investment that meets your needs. As a new realtor, I learned quickly that there are things that are necessary to aid in the home buying process. The two very important things that make the hunt and sale easier for both the agent and the client are to get pre-approved for a home loan before the hunt. And for the client to be specific on what they are looking for. These two simple things really help to narrow down the search and aid in the process tremendously. Remember, as the client, you are in charge. Let your agent know what you will or will not accept in a home. Here are what I believe are some of the most important aspects to consider: Financing & Buying Process As I mentioned before, get pre-approved for a mortgage before house hunting. There is nothing more disappointing than finding a house that you love just to later find out it is beyond your current fi...

  The Home Buying Process & Loan Misconceptions: A Guide for Buyers Buying a home can feel overwhelming, and understanding the steps involved is key to making the process smoother. As a realtor, two of the most common questions I receive are: Can you help me understand the home buying process? I probably won’t get approved for a loan. How can I better my chances? I want to help clear up confusion and provide guidance on both the home buying process and common misconceptions about home loans. This guide covers everything you need to know. Let’s get started!     Steps to Buying a House   1.     Assess Your Financial Situation o    Check your credit score ·         You can use free credit service like the ones below: 1.       AnnualCreditReport.com – You can get a free credit report (but not the score) from all three major bureaus (Experian, Equ...